One of the difficult but necessary realities of recovery is that it has to get paid for. Now, this doesn’t mean that finance should ever come before addiction recovery. It just means that finances need to be taken into account. This includes financing treatment for addiction in Colorado. The good news is that there are many ways to make recovery happen that won’t leave you financially hindered. One of these ways is by navigating the world of insurance and recovery.
Understanding the Financial Realities of Recovery
The recovery industry is a multibillion-dollar industry, and it didn’t get to be that way by ignoring the “bottom line.” Does this mean that the recovery industry is solely focused on the financials? Absolutely not. The majority of people that we deal with on a daily basis have nothing to do with any of the financial aspects of recovery. They are only there to help you get better.
It does mean, however, that at some point, a discussion will have to be had regarding payments and payment plans. This is best handled by someone who has the full capacity of their faculties, which many people lack when they are first entering treatment. Usually, this leaves the financial decision-making to a partner or close family member (if they are available).
Regardless of family involvement, a reputable recovery center is going to be able to help get the financial situation in order while also ensuring that the person in need of addiction care gets it as soon as possible. Most recovery centers have excellent intake personnel that can help guide this process along smoothly. This includes those seeking help for addiction in Colorado.
Seeking Help for Addiction in Colorado
The most important step of recovery is taking that first action and asking for help. In Colorado, this is no different.
Seeking help for addiction in Colorado is going to be similar to many other places in the country. There is a nationwide marketplace insurance program that people in Colorado have access to as well.
However, most of these insurances will only work to cover help for addiction in Colorado if you are a resident and have state-approved insurance. Understandably, this can feel a bit overwhelming, which is why the best move to make is to reach out to the insurance company and see what your options are.
Navigating Insurance and Addiction in Colorado
Most insurance companies have specific parameters in place when it comes to what they cover for mental health and addiction care. These can differ from one company to the next. The key is to reach out and see what your insurance offers.
While it may feel intimidating, most insurance agents are there to help you, not harm you. The insurance representatives, like those people we deal with directly in the recovery center, do not deal directly with money and only have your best interest at heart.
They will be able to tell you what your recovery options for addiction in Colorado are. They may include detox and inpatient care coverage, intensive outpatient coverage, and even some therapy sessions outside of the recovery center. Also, they will be able to tell you the percentage that they will cover, as well as the duration that they will cover your treatment. They will also be able to provide you with a list of treatment and recovery centers that will take your insurance.
Not Letting Finance Dictate Wellness
If you are having trouble dealing with your insurance directly, a responsible recovery center will be able to reach out to them on your behalf. Most centers will also be happy to direct you to where you can get the best help if they cannot take your insurance.
Many recovery centers also have options for people who do not have insurance. This may include reduced rates or a payment plan.
If you are still having trouble finding recovery due to financial restraints, do not give up. There are many local community centers and advocacy groups that can help ensure that you start your recovery journey ASAP.
The Redpoint Center: Healing Addiction in Colorado Is Our Primary Purpose
Yes, money is part of the recovery realm. However, it does not have to be the driving factor for whether someone gets help or not.
Here at The Redpoint Center, our primary purpose is healing addiction in Colorado, and we work with many insurance companies to make that happen.
In 12-Step recovery, there is something called the “Responsibility Statement.” It goes, “I am responsible, when anyone, anywhere reaches out for help, I want the hand of [recovery] always to be there. And for that: I am responsible.” Notice how money is not mentioned once in that statement? That is because, in recovery, people must always come first.
Helping people understand their insurance options when it comes to getting treatment for addiction and mental health is a critical part of early recovery. Connecting to insurance representatives, finding out what types of treatment are most likely to be covered, and discovering how a recovery center can help explain insurance options and deal directly with insurance companies can be extremely helpful. If you feel like you or a loved one may be struggling with addiction, please don’t wait to reach out. We can help get your recovery journey started. For more information about navigating insurance options for mental health and addiction recovery, contact The Redpoint Center today at (303) 710-8496.
